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debt, A.Therefore,you need to find a way to deal with it. B.Budgeting can help improve your academic performance. C.And when you achieve that,then you can set a higher goal. D.However,saving an emergency fund is easier said than done. E.Set aside some money for some non-essential expenses as well. F.But it's not that easy to set aside such a huge amount all of a sudden. G.Learning how to budget will be useful in other areas of your life as well.